How to Sign Your Title in Illinois

Transferring ownership of a vehicle in Illinois requires careful attention to detail. Incorrectly completing the title can lead to delays, legal issues, or even void the transfer. This guide provides a step-by-step process to help you sign your Illinois car title correctly, making for a smooth and hassle-free transaction.

Before You Begin

  • Read the Title Carefully: Familiarize yourself with the layout and instructions on your Illinois title.
  • Use Proper Ink: Use black or blue ink to fill out the title. Avoid using pencils or colorful inks.
  • Avoid Errors: Mistakes can void the title. Do not use white-out, scratch-outs, or make erasures.
  • Notarization Requirement: Illinois does not require notarization for private party title transfers, but notarization is recommended for added security.

Step-by-Step Guide

1. Locate the Title Assignment Section

  • Back of the Title: Turn your Illinois title over to the back side.
  • "Assignment of Title" Section: This is where you will transfer ownership.

2. Enter the Odometer Reading

  • Odometer Disclosure Statement: Federal and state law require that you disclose the current mileage.
  • Exact Mileage: Enter the current odometer reading (no tenths) as of the date of sale.

3. Fill in Buyer Information

  • Buyer's Printed Name(s): Clearly print the full legal name(s) of the buyer(s) as it appears on their ID.
  • Buyer's Address: Include the complete physical address of the buyer(s).

4. Fill in Selling Price and Date

  • Selling Price: Write the exact amount for which the vehicle is being sold.
  • Date of Sale: Enter the date when the sale is taking place.

5. Seller's Signature

For the Seller(s):

  • Signature Line: Sign on the line labeled "Signature(s) of Seller(s)".
    • Multiple Sellers: If there are multiple sellers listed with "AND" between names, all must sign. If "OR" is listed, only one seller's signature is required.
  • Printed Name: Print your name(s) exactly as it appears on the front of the title next to your signature.

6. Buyer's Signature

For the Buyer(s):

  • Signature Line: Sign on the line labeled "Signature(s) of Buyer(s)".
    • Multiple Buyers: If there are multiple buyers, each should sign if space allows.
  • Printed Name: Print your name(s) next to your signature.

7. Complete the Application for Vehicle Transaction(s) (Form VSD 190)

  • Required for Registration: The buyer must complete this form to register the vehicle in their name.
  • Available Online: The form can be filled out electronically using the Electronic Registration and Title (ERT) System on the Illinois Secretary of State (SOS) website or obtained at a local SOS office.

8. Lienholder Information (If Applicable)

  • Lien Release: If a lien is listed on the title, you must obtain a lien release from the lienholder.
    • Lien Release Document: Obtain a notarized lien release letter or have the lienholder sign off on the title.
  • Attach Lien Release: Provide the lien release to the buyer to submit during registration.

Additional Tips

  • Match Names Exactly: Ensure all signatures and printed names match those on the front of the title.
  • No Blank Fields: Do not leave any required fields blank. Incomplete titles can be rejected.
  • Bill of Sale: While not mandatory, it's recommended to complete a bill of sale for additional legal protection. Include:
    • Vehicle information (make, model, year, VIN)
    • Sale price
    • Date of sale
    • Names and signatures of buyer and seller
  • Keep Copies: Make photocopies of the signed title and bill of sale for your records.
  • Sales Tax: Be aware that Illinois requires the buyer to pay a Vehicle Use Tax based on the purchase price or fair market value.

Common Mistakes to Avoid

  • Incorrect Signatures: Signing in the wrong place or not as the name appears on the title.
  • Alterations: Using white-out, crossing out, or erasing information.
  • Missing Signatures: Forgetting to have all required parties sign.
  • Incorrect Odometer Reading: Providing an inaccurate mileage can lead to legal issues.
  • Not Providing Lien Release: Failing to provide a lien release if there is a lien on the title.

What If You Don't Have the Title?

Lost or Misplaced Title

  • Apply for a Duplicate Title: You can request a duplicate from the Illinois Secretary of State's Office.
  • How to Apply:
    • In Person: Visit your local SOS Vehicle Services Facility.
    • By Mail: Send the required forms and payment to the SOS office.
  • Required Documents:
    • Completed Application for Vehicle Transaction(s) (Form VSD 190).
    • Valid photo ID.
    • Applicable fee (usually $50).
  • Processing Time:
    • In Person: Processing times may vary.
    • By Mail: Allow 2-3 weeks for processing.

Finalizing the Transfer

For the Seller

  • License Plates: In Illinois, license plates stay with the vehicle. Do not remove them.
  • Report the Sale: It's recommended to notify the SOS of the sale to release liability.
    • Seller's Report of Sale: Complete the Notice of Sale section located at the bottom of the title or use Form VSD 703.
    • Submit to SOS: Mail the completed form to the SOS Vehicle Services Department.

For the Buyer

  • Register the Vehicle: The buyer must register the vehicle with the SOS within 20 days of the purchase date.
  • Submit Required Documents:
    • Signed and completed title.
    • Completed Application for Vehicle Transaction(s) (Form VSD 190).
    • Proof of insurance.
    • Lien release (if applicable).
  • Pay Applicable Fees:
    • Title transfer fee ($150).
    • Registration fee (varies).
    • Vehicle Use Tax.
  • Emission Testing: Required in certain counties before registration.
  • License Plates: If the buyer needs new plates, they can obtain them during the registration process.

Contact Information

  • Illinois Secretary of State - Vehicle Services Department
    • Website: Illinois SOS - Vehicle Services
    • Phone:
      • Public Inquiry Division: (800) 252-8980
    • Mailing Address:
      • Office of the Secretary of State
      • Vehicle Services Department
      • 501 S. 2nd St., Room 014
      • Springfield, IL 62756
  • Local SOS Vehicle Services Facilities:
    • Visit the SOS website to find a facility near you.

By following these steps, the transfer of vehicle ownership in Illinois will be legal and efficient. Always consult the Illinois Department of Motor Vehicles or legal counsel if you have specific questions or unique circumstances.

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