How to Sign Your Title in Maryland
Transferring ownership of a vehicle in Maryland requires careful attention to detail. Incorrectly completing the title can lead to delays, legal issues, or even void the transfer. This guide provides a step-by-step process to help you sign your Maryland car title correctly, securing a smooth and hassle-free transaction.
Before You Begin
- Read the Title Carefully: Familiarize yourself with the layout and instructions on your Maryland title.
- Use Proper Ink: Use black or blue ink to fill out the title. Avoid using pencils or colorful inks.
- Avoid Errors: Mistakes can void the title. Do not use white-out, scribbles, or make erasures.
- Notarization: Maryland does not require notarization for title transfers between private parties.
- Bill of Sale Requirement: A notarized bill of sale may be required under certain conditions.
Step-by-Step Guide
1. Locate the Title Assignment Section
- Back of the Title: Turn your Maryland title over to the back side.
- "Assignment of Ownership" Section: This is where you will transfer ownership.
2. Enter the Odometer Reading
- Odometer Disclosure Statement: Federal and state law require that you disclose the current mileage.
- Exact Mileage: Enter the current odometer reading (no tenths) as of the date of sale.
3. Fill in Buyer Information
- Buyer's Printed Name(s): Clearly print the full legal name(s) of the buyer(s) as it appears on their ID.
- Buyer's Address: Include the complete physical address of the buyer(s).
4. Fill in Selling Price and Date
- Selling Price: Write the exact amount for which the vehicle is being sold.
- Date of Sale: Enter the date when the sale is taking place.
5. Seller's Signature
For the Seller(s):
- Signature Line: Sign on the line labeled "Signature of Seller(s)".
- Multiple Sellers: If there are multiple sellers listed with "AND" between names, all must sign. If "OR" is listed, only one seller's signature is required.
- Printed Name: Print your name(s) exactly as it appears on the front of the title next to your signature.
6. Buyer's Signature
For the Buyer(s):
- Signature Line: Sign on the line labeled "Signature of Buyer(s)".
- Multiple Buyers: If there are multiple buyers, each should sign if space allows.
- Printed Name: Print your name(s) next to your signature.
7. Lienholder Information (If Applicable)
- Lien Release: If a lien is listed on the title, you must obtain a lien release from the lienholder.
- Lien Release Document: Obtain an official lien release letter on the lienholder's letterhead or have the lienholder sign off on the title.
- Attach Lien Release: Provide the lien release to the buyer to submit during registration.
Additional Tips
- Match Names Exactly: Ensure all signatures and printed names match those on the front of the title.
- No Blank Fields: Do not leave any required fields blank. Incomplete titles can be rejected.
- Bill of Sale: Maryland may require a notarized bill of sale (Form VR-181) under certain conditions:
- When It's Required:
- If the vehicle is less than 7 years old and sold for less than the book value.
- If there is a significant difference between the sale price and the vehicle's market value.
- Include in the Bill of Sale:
- Vehicle information (make, model, year, VIN).
- Sale price.
- Date of sale.
- Names and signatures of buyer and seller.
- Notarization (if required).
- When It's Required:
- Keep Copies: Make photocopies of the signed title and bill of sale for your records.
- Vehicle Safety Inspection: A Maryland Safety Inspection Certificate is required for the buyer to register the vehicle.
Common Mistakes to Avoid
- Incorrect Signatures: Signing in the wrong place or not as the name appears on the title.
- Alterations: Using white-out, crossing out, or erasing information.
- Missing Signatures: Forgetting to have all required parties sign.
- Incorrect Odometer Reading: Providing an inaccurate mileage can lead to legal issues.
- Not Providing Lien Release: Failing to provide a lien release if there is a lien on the title.
- Not Providing Bill of Sale: Neglecting to provide a notarized bill of sale when required.
What If You Don't Have the Title?
Lost or Misplaced Title
- Apply for a Duplicate Title: You can request a duplicate from the Maryland Motor Vehicle Administration (MVA).
- How to Apply:
- In Person: Visit your local MVA branch office.
- By Mail: Send the required forms and payment to the MVA.
- Required Documents:
- Completed Application for Duplicate Certificate of Title (Form VR-018).
- Valid photo ID.
- Applicable fee (usually $20).
- Processing Time:
- In Person: Immediate processing in some cases.
- By Mail: Allow 7-10 business days for processing.
Finalizing the Transfer
For the Seller
- Remove License Plates: In Maryland, license plates stay with the seller. You can transfer them to another vehicle or return them to the MVA.
- Notice of Sale: It's recommended to notify the MVA of the sale to release liability.
- Notification of Sale: Complete the Notice of Security Interest Filing (Form VR-217) or notify the MVA online if available.
For the Buyer
- Register the Vehicle: The buyer must register the vehicle with the MVA within 60 days of the purchase date to avoid penalties.
- Submit Required Documents:
- Signed and completed title.
- Bill of sale (notarized if required).
- Maryland Safety Inspection Certificate.
- Proof of insurance.
- Lien release (if applicable).
- Pay Applicable Fees:
- Title transfer fee.
- Registration fee.
- Excise tax (6% of the vehicle's value or purchase price, whichever is higher).
- Vehicle Emissions Inspection: If applicable, the vehicle may need an emissions test.
Contact Information
- Maryland Motor Vehicle Administration
- Website: Maryland MVA Website
- Customer Service: (410) 768-7000
- Mailing Address:
- Maryland Motor Vehicle Administration
- 6601 Ritchie Highway NE
- Glen Burnie, MD 21062
- Find a Local MVA Branch:
- Visit the MVA website to find a branch near you.
By following these steps, the transfer of vehicle ownership in Maryland will be legal and efficient. Always consult the Maryland Department of Motor Vehicles or legal counsel if you have specific questions or unique circumstances.
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