How to Sign Your Title in Michigan

Transferring ownership of a vehicle in Michigan requires careful attention to detail. Incorrectly completing the title can lead to delays, legal issues, or even void the transfer. This guide provides a step-by-step process to help you sign your Michigan car title correctly, making for a smooth and hassle-free transaction.

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Before You Begin

• Read the Title Carefully: Familiarize yourself with the layout and instructions on your Michigan title.
• Use Proper Ink: Use black or blue ink to fill out the title. Avoid using pencils or colorful inks.
• Avoid Errors: Mistakes can void the title. Do not use white-out, scratch-outs, or make erasures.
• Notarization: Michigan does not require notarization for title transfers between private parties.

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Step-by-Step Guide

1. Locate the Title Assignment Section

• Back of the Title: Turn your Michigan title over to the back side.
• "Assignment by Seller" Section: This is where you will transfer ownership.

2. Enter the Odometer Reading

• Odometer Disclosure Statement: Federal and state law require that you disclose the current mileage.
• Exact Mileage: Enter the current odometer reading (no tenths) as of the date of sale.
• Exemptions: Vehicles 10 years old or older, or weighing over 16,000 pounds, are typically exempt from odometer disclosure.

3. Fill in Buyer Information

• Buyer's Printed Name(s): Clearly print the full legal name(s) of the buyer(s) as it appears on their ID.
• Buyer's Address: Include the complete physical address of the buyer(s).

4. Fill in Selling Price and Date

• Selling Price: Write the exact amount for which the vehicle is being sold.
• Date of Sale: Enter the date when the sale is taking place.

5. Seller's Signature

For the Seller(s):

• Signature Line: Sign on the line labeled "Signature of Seller(s)".
  • Multiple Sellers: If there are multiple sellers listed with "AND" between names, all must sign. If "OR" is listed, only one seller's signature is required.
• Printed Name: Print your name(s) exactly as it appears on the front of the title next to your signature.

6. Buyer's Signature

For the Buyer(s):

• Signature Line: Sign on the line labeled "Signature of Buyer(s)".
  • Multiple Buyers: If there are multiple buyers, each should sign if space allows.
• Printed Name: Print your name(s) next to your signature.

7. Lienholder Information (If Applicable)

• Lien Release: If a lien is listed on the title, you must obtain a lien termination statement from the lienholder.
  • Lien Termination Statement: This is an official document from the lienholder stating that the lien has been satisfied.
• Attach Lien Release: Provide the lien termination statement to the buyer to submit during registration.

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Additional Tips

• Match Names Exactly: Ensure all signatures and printed names match those on the front of the title.
• No Blank Fields: Do not leave any required fields blank. Incomplete titles can be rejected.
• Bill of Sale: While not required, it's advisable to complete a bill of sale for additional legal protection. Include:
  • Vehicle information (make, model, year, VIN)
  • Sale price
  • Date of sale
  • Names and signatures of buyer and seller
• Keep Copies: Make photocopies of the signed title and bill of sale for your records.
• Sales Tax: Be aware that Michigan charges a 6% sales tax on private vehicle sales, which the buyer will need to pay upon registration.

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Common Mistakes to Avoid

• Incorrect Signatures: Signing in the wrong place or not as the name appears on the title.
• Alterations: Using white-out, crossing out, or erasing information.
• Missing Signatures: Forgetting to have all required parties sign.
• Incorrect Odometer Reading: Providing an inaccurate mileage can lead to legal issues.
• Not Providing Lien Release: Failing to provide a lien termination statement if there is a lien on the title.

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What If You Don't Have the Title?

Lost or Misplaced Title

• Apply for a Duplicate Title: You can request a duplicate from the Michigan Secretary of State (SOS).
• How to Apply:
  • In Person: Visit your local SOS branch office.
  • By Mail: Send the required forms and payment to the SOS.
• Required Documents:
  • Completed Application for Michigan Vehicle Title (Form TR-11L).
  • Valid photo ID.
  • Applicable fee (usually $15 for a standard duplicate title).
• Processing Time:
  • In Person: Immediate processing in some cases.
  • By Mail: Allow 14 days for processing.
• Note: Only the vehicle owner on record can apply for a duplicate title.

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Finalizing the Transfer

For the Seller

• Remove License Plates: In Michigan, license plates stay with the seller. You can transfer them to another vehicle or surrender them to the SOS.
• Keep Insurance: Do not cancel your insurance until the title transfer is complete and plates are removed.
• Notice of Sale: While not required, it's good practice to notify the SOS of the sale to release liability.

For the Buyer

• Register the Vehicle: The buyer must register the vehicle with the SOS immediately after purchase.
• Submit Required Documents:
  • Signed and completed title.
  • Bill of sale (if available).
  • Proof of Michigan no-fault insurance.
  • Lien termination statement (if applicable).
• Pay Applicable Fees:
  • Title transfer fee.
  • Registration fee (varies based on vehicle).
  • 6% sales tax on the purchase price or retail value, whichever is higher.
• Temporary Registration: If necessary, the buyer can obtain a temporary registration permit.

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Contact Information

• Michigan Secretary of State
  • Website: Michigan SOS Website
  • Phone: (888) 767-6424
  • Mailing Address:
    • Michigan Department of State
    • Lansing, MI 48918
• Find a Local SOS Branch:
  • Visit the SOS website to find a branch office near you.

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By following these steps, the transfer of vehicle ownership in Michigan will be legal and efficient. Always consult the Michigan Department of Motor Vehicles or legal counsel if you have specific questions or unique circumstances.