How to Properly Sign Your Car Title in Arkansas

Transferring ownership of a vehicle in Arkansas requires careful attention to detail. Incorrectly completing the title can lead to delays, legal issues, or even void the transfer. This guide provides a step-by-step process to help you sign your Arkansas car title correctly, making for a smooth and hassle-free transaction.

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Before You Begin

• Read the Title Carefully: Familiarize yourself with the layout and instructions on your Arkansas title.
• Use Proper Ink: Use black or blue ink to fill out the title. Avoid using pencils or colorful inks.
• Avoid Errors: Mistakes can void the title. Do not use white-out, scratch-outs, or make erasures.
• Notarization: Arkansas does not require notarization for title transfers between private parties.

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Step-by-Step Guide

1. Locate the Title Assignment Section

• Back of the Title: Turn your Arkansas title over to the back side.
• "Assignment of Title" Section: This is where you will transfer ownership.

2. Enter the Odometer Reading

• Odometer Disclosure Statement: Federal and state law require that you disclose the current mileage.
• Exact Mileage: Enter the current odometer reading (no tenths) as of the date of sale.

3. Fill in Buyer Information

• Buyer's Printed Name(s): Clearly print the full legal name(s) of the buyer(s) as it appears on their ID.
• Buyer's Address: Include the complete physical address of the buyer(s).

4. Fill in Selling Price and Date

• Selling Price: Write the exact amount for which the vehicle is being sold.
• Date of Sale: Enter the date when the sale is taking place.

5. Seller's Signature

For the Seller(s):

• Signature Line: Sign on the line labeled "Signature of Seller".
  • Multiple Sellers: If there are multiple sellers listed with "AND" between names, all must sign. If "OR" is listed, only one seller's signature is required.
• Printed Name: Print your name(s) exactly as it appears on the front of the title next to your signature.

6. Buyer's Signature

For the Buyer(s):

• Signature Line: Sign on the line labeled "Signature of Buyer".
  • Multiple Buyers: If there are multiple buyers, each should sign if space allows.
• Printed Name: Print your name(s) next to your signature.

7. Lienholder Information (If Applicable)

• Lien Release: If a lien is listed on the title, you must obtain a lien release from the lienholder.
  • Lien Release Document: Obtain a notarized lien release letter or have the lienholder sign off on the title.
• Attach Lien Release: Provide the lien release to the buyer to submit during registration.

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Additional Tips

• Match Names Exactly: Ensure all signatures and printed names match those on the front of the title.
• No Blank Fields: Do not leave any required fields blank. Incomplete titles can be rejected.
• Bill of Sale: Arkansas requires a bill of sale for vehicle transactions. Include:
  • Vehicle information (make, model, year, VIN)
  • Sale price
  • Date of sale
  • Names and signatures of buyer and seller
• Keep Copies: Make photocopies of the signed title and bill of sale for your records.
• Sales Tax: Be aware that Arkansas charges sales tax on private vehicle sales, which the buyer will need to pay upon registration.

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Common Mistakes to Avoid

• Incorrect Signatures: Signing in the wrong place or not as the name appears on the title.
• Alterations: Using white-out, crossing out, or erasing information.
• Missing Signatures: Forgetting to have all required parties sign.
• Incorrect Odometer Reading: Providing an inaccurate mileage can lead to legal issues.
• Not Providing Lien Release: Failing to provide a lien release if there is a lien on the title.

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What If You Don't Have the Title?

Lost or Misplaced Title

• Apply for a Duplicate Title: You can request a duplicate from the Arkansas Department of Finance and Administration (DFA) Office of Motor Vehicle.
• How to Apply:
  • In Person: Visit your local DFA Revenue Office.
  • By Mail: Send the required forms and payment to the DFA.
• Required Documents:
  • Completed Application for Replacement Title (Form 10-381).
  • Valid photo ID.
  • Applicable fee (usually $10).
• Processing Time:
  • In Person: Immediate processing in some cases.
  • By Mail: Allow 3-5 business days for processing.

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Finalizing the Transfer

For the Seller

• Remove License Plates: In Arkansas, license plates stay with the seller. You can transfer them to another vehicle or surrender them to the DFA.
• Notice of Sale: It's recommended to notify the DFA of the sale to release liability.
  • Vehicle Transfer Notification: Complete the Seller's Notification of Sale (Form 10-315) and submit it to the DFA.
  • Online Submission: Some notifications can be submitted online through the DFA website.

For the Buyer

• Register the Vehicle: The buyer must register the vehicle with the DFA within 30 days of the purchase date.
• Submit Required Documents:
  • Signed and completed title.
  • Bill of sale.
  • Proof of insurance.
  • Lien release (if applicable).
• Pay Applicable Fees:
  • Title transfer fee.
  • Registration fee.
  • Sales tax (based on the purchase price).
• Vehicle Assessment: The vehicle must be assessed with the county assessor's office before registration.
• Provide Proof of Assessment and Property Taxes: Proof that personal property taxes have been paid or are current.

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Contact Information

• Arkansas Department of Finance and Administration - Office of Motor Vehicle
  • Website: Arkansas DFA - Motor Vehicle
  • Phone: (501) 682-4692
  • Address:
    • Main Office:
      • Ragland Building
      • 1900 W 7th St, Room 1100
      • Little Rock, AR 72201
• Local Revenue Offices:
  • Visit the DFA website to find a local revenue office near you.

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By following these steps, the transfer of vehicle ownership in Arkansas will be legal and efficient. Always consult the Arkansas Department of Motor Vehicles or legal counsel if you have specific questions or unique circumstances.